To insure your future home, it has to pass one of these inspections.
Nobody wants to find out they’re ineligible for insurance, especially when protecting your home means being prepared for the unexpected. If the worst were to happen without coverage in place, the cost to repair or replace your home could fall entirely on you.
That is a risk no homeowner wants to face. A four-point inspection can help identify what an insurance carrier needs so you can avoid costly surprises and move forward with greater peace of mind.
Getting reliable answers about the safety and living conditions of your new home is simple with All Florida AmeriSpec.
As Florida’s trusted home inspection provider, we’ve performed more than 100,000 inspections over the last 35 years.
Our licensed and certified inspectors know a thing or two, because they have certainly seen a thing or two.
Florida insurance carriers want every home to be inspected with a Four-Point inspection before insuring the home by looking at the four key systems at most risk.
Homeowners insurance is required in FL if you have a mortgage, which most of us do or will have one to buy a home, which also means that its necessary to refinance the home or have a home equity loan. Without insurance approval, its very possible to not be able to buy a home at all.
The “four points” of a four-point inspection are:
These potential hazards are particularly worrying because they can have detrimental consequences:
For all of these reasons and more, you’ll want to contact All Florida AmeriSpec to schedule your four-point inspection.
Our goal is to give you clear, reliable answers about the insurability of your new home. A Four-Point Inspection is not a full home inspection. It is a limited, insurance-focused evaluation and does not cover all components of the home. Any deficiencies noted may require repair or further evaluation by a qualified or licensed contractor before insurance coverage can be issued or renewed.
To do this, we start with inspecting the roof for any abnormalities, then move to the electrical and HVAC system to make sure both are functioning properly. After those three, we inspect the plumbing of the home.
This inspection is typically performed prior to purchase and is designed to document the condition of these four key systems. The inspector will photograph and document each area and provide a report that answers the specific questions insurance underwriters require. This is a limited inspection intended solely to provide the information needed to bind or maintain insurance coverage.
We’ll perform a limited, insurance-focused evaluation and does not cover all components of the home.
We’ll note any deficiencies or issues that may require repair or further evaluation by a qualified or licensed contractor.
We will provide you with a detailed inspection report after the inspector has photographed, noted, documented, and analyzed every piece of your home.
When it comes to protecting your family from not being able to purchase a new home and to insure the home, All Florida Amerispec is the name of the game. We want to give you the best experience with your home inspection and make sure that you understand every piece of your four-point inspection.
Some of the leading reasons to choose us include:
With over 35 years in business and more than 100,000 inspections completed, we’ve seen it all and know how to spot risks that less-experienced providers might miss.
Our inspectors are ASHI, ICC, and InterNACHI Certified and fully licensed in Florida, so you can feel confident that your testing meets or exceeds professional standards.
You’ll receive easy-to-understand results that provide you with the practical guidance you need to ensure your home is safe if hazards are found.
We combine our deep understanding of Florida home construction trends with the resources of the nationally recognized AmeriSpec brand.
Contact All Florida AmeriSpec and enjoy the peace of mind that only decades of experience and industry-leading expertise can provide.
Whether you’re a realtor, homeowner, or prospective buyer, you certainly want your inspection to be as smooth and useful as possible. So, try to embrace the following tips before, during, and after your All Florida AmeriSpec four-point inspection:
Still have questions about your four-point inspection? Curious to learn more about All Florida AmeriSpec’s services? We’ll answer some of the most common questions our customers have below.
Stand-alone four-point inspections cost $169. When bundled with a full home inspection, it’s only $150!
Insurance requires a four-point inspection to validate the home’s major systems since FL is a high risk area for home damage. Most insurers will require it if your home is older than 20 years, switching insurance carriers, renewing with an insurer that updated their guidelines, or when you’re purchasing a home that is not a new construction home.
No, our inspector will list the condition and document all of the four systems. Your insurance makes the final decision. If the insurance doesn’t approve, you may need to make repairs and have it inspected again.
Yes, we often have customers that will bundle the inspections together for a discount!
service areas
All Florida AmeriSpec proudly provides four-point inspections in Spring Hill over to Winter Haven and down to Sarasota:
Apollo Beach, Bloomingdale, Brandon, Bradenton, Carrollwood, Citrus St. Pete Park, Clearwater, Dover, Dunedin, Fishhawk Gibsonton, Hudson, Hyde Park Lakeland, Lakewood Ranch, Land O’ Lakes, Lutz, New Port Richey, New Tampa, Odessa, Palm Harbor, Palmetto, Parish, Plant City, Riverview, Ruskin, Safety Harbor, St. Petersburg, Sarasota, Seffner, Sun City Center, Tampa, Tampa Palms, Temple Lerrace, Thonotosassa, Valrico, Wesley Chapel, Westchase, Ybor City, Zephyrhills
Know the facts before you sign. Our independent inspectors deliver straightforward results you can act on.
